How many billionaires are there? How many are self-made?

July 30, 2015

With all of the vitriol now being cast at rich people, and with all of the broad-brush policy proposals to redistribute their wealth … you’re probably guessing a pretty big number, right?


Well, Forbes reports about 1,800 billionaires worldwide  … holding $7 trillion…   or roughly 7% of the total global gross domestic product.

1.800 isn’t a particularly big number, right?

But, even I concede, they skew the distribution of wealth.

The billionaires always seem to get caricatured as Saudi princes, one of Sam Walton’s descendants  or Paris Hilton – all just lucky by birth and clearly undeserving.

Well, PwC’s think tank dug deeper into the numbers and uncovered some facts that tend to disrupt the popular narrative …

Read the rest of this entry »

Jet: Start-up targets Amazon and Walmart … say, what?

July 29, 2015

After months of testing and and network-building, the e-commerce start-up opened its digital storefront last week, marking the official kickoff of the company’s ambitious effort to battle Amazon and Walmart for price-conscious customers.

According to the Washington Post, Jet is taking a new approach to pricing. Its algorithm doesn’t simply look at the price of each individual item in your online shopping cart.

It looks at all the items you want to buy, as well as your Zip code, to determine which retailer or warehouse can ship that unique combination of items to you the cheapest.

Shoppers can only buy things on Jet if they’ve signed up for a $49-per-year membership.


Let’s dig a little deeper and assess the odds …

Read the rest of this entry »

Where does Amazon collect sales tax? Why?

July 28, 2015

One of the things that I about Amazon was that my orders didn’t get dinged with sales taxes.

That was then, this is now.

In 2013, I was disappointed to see Amazon start collecting sales taxes in Virginia (my home state).

But, no collected sales tax in Maryland – next state over – where we have a summer vacation shack. shack and a branch of the family tree.

Hmmm …

The arbitrage opportunity evaporated in 2014 when Amazon started collecting sales tax in Maryland.




Some recent purchases sparked my curiosity .  What’s going on?  Are there still arbitrage opportunities?

Read the rest of this entry »

States: Where does $100 buy the most? The least?

July 27, 2015

The Bureau of Economic Analysis (BEA) does a periodic market basket study – estimating how much a standard basket of goods costs in different parts of the country.

The national average is indexed to $100 … and called the Relative Price Parity index.



Based on the most recent study, prices are the lowest in Mississippi where the $100 shopping basket can be purchased for $86.80.

Said differently, a dollar is worth 15% than the national average in Mississippi.

What’s the most costly state?  Where does your state rank?

Read the rest of this entry »

Big Question: Will an iPhone blend?

July 24, 2015

All the hoopla surrounding  Trump’s announcing Sen. Graham’s cell phone number …. and Graham’s humorous video of ways he tried to remediate the situation by destroying his cell phone … reminded me of an ad campaign run by a company called  Blendtec.

According to George Parker of  AdScam ….

At a conference a couple of years ago. GE and their agency, BBDO, made a presentation of their new “Imagination” campaign.

After showing some nice TV spots and explaining that they’d spent $300 million on media over the last year, they proudly declared that brand awareness had increased substantially.

This generated polite applause.


Next up was the Marketing Director of blender manufacturer Blendtec who proceeded to blend:

  • a brick
  • some ball bearings
  • an 8 ft garden rake
  • an iPhone

He then put up a single slide showing that every time they posted a self-produced, ten dollar video on YouTube in their long-running “Will It Blend” campaign (which to-date has had more than 220 million views,) sales went up by an accurately measurable percentage.

Understandably, the crowd went nuts.  

The point being, GE spent hundreds of millions and couldn’t quantify with any certainty what they had achieved for all that money.

Blendtec spent pennies and achieved consistently significant and measurable results.

Below are the links to the Blendtec iPhone videos…  worth watching.

Read the rest of this entry »

Flaw of Averages: 3 views on inflation …

July 23, 2015

Oftentimes, important trends are buried  in statistical averages.

You know, the thing drowning in a river with an average depth of 3 feet.

In my Strategic Business Analytics course, I harp on “decomposing” problems and statistics down to their component parts …. to simplify the problems and reveal insights.

Here’s a case in point: the Consumer Price Index (CPI).


For the past 10 years (really, longer), the CPI has pretty much straight-lined upward.

Case closed, steady inflation … right?

Not so fast.

Let’s look at the CPI from a couple of other angles …

Read the rest of this entry »

Shocker: I agree with Bernie Sanders’ Financial Transactions Tax … err. make that “half-agree”

July 22, 2015

Dem-Socialist candidate Bernie Sanders doesn’t serve up much that I agree with … but, there is one reheated idea that I half-support.

Sanders proposes that financial transactions be taxed … roughly 1/2% for most trades … slightly lower for for some categories of investments … say, Municipal Bonds.

Sanders would use the new tax proceeds to fund public college for low-income students.



Let’s dissect the proposal … then, for what it’s worth, I’ll tell you where I agree and where I disagree …

Read the rest of this entry »

Uh-oh: Hacker hits on Ashley Madison …

July 21, 2015

This may be bigger than the Feds having 20 or 30 million digital personnel files tapped by hackers.

Ashley Madison got hacked and over 37 million customer files have been taken hostage,

Just in case you’ve been living under a rock, Ashley Madison is a sleazy, Canadian based “online dating and social networking service” that “discretely” hooks up folks who are already in a relationship, i.e. married.

Some background:

The name of the site was created from two popular female names, “Ashley” and “Madison” … the site’s slogan “Life is short. Have an affair.”

The site has been around for about 15 years and gets about 125 million hits each month (pun intended).

Reportedly, 70% of the site’s members are guys … no surprise there.


That’s the back-story … now for the “so what?” …

Read the rest of this entry »

How many freelancers are there in the U.S. workforce?

July 20, 2015

Note that I said  “freelancers”, not “freeloaders” ….

So, how many?


Place to start is with a definition ….

According to a trade group called the Freelancers Union, there are 5  basic types of freelancers:

  1. Independent Contractors: These are the “traditional” freelancers who don’t have an employer and instead do freelance, temporary, or supplemental work on a project-to-project basis.
  2. Moonlighters: Professionals with a primary, traditional job who also moonlight doing freelance work. For example, a corporate employed web developer who also does projects for non-profits in the evening.
  3. Diversified workers People with multiple sources of income from a mix of traditional employers and freelance work. For example, someone who works the front desk at a dentist’s office 20 hours a week and fills out the rest of his income driving for Uber and doing freelance writing.
  4. emporary Workers:  Individuals with a single employer, client, job, or contract project where their employment status is temporary. For example, a business strategy consultant working for one startup client on a contract basis for a months-long project.
  5. Freelance Business Owners: Business owners with  between one and five employees who consider themselves both a freelancer and a business owner. For example, a social marketing guru who hires a team of other social marketers to build a small agency, but still  identifies as a freelancer.

OK, so what’s the answer?  How many?

Read the rest of this entry »

What percentage of retail sales are done online?

July 17, 2015

Got to thinking about this since recently ….

Amazon Prime is pushing hard for sign-ups and online activity.

Conter-indicator: Recently, I’ve done more store-shopping than I have for a while.



Bought a TV from Best Buy online and satisfied my need for instant gratification by picking it up at a local store.

Glad I did, because the TV had an “issue” and needed to be replaced … a quick 2nd trip to the store got me up & running with virtually no hassle.

Bought a new boat motor at West Marine.

Shopped for one online, wanted to touch the real thing.

Glad that I did because I ended up having a seasoned pro salesman introduce me to a motor technology that I didn’t even knew existed – eco-friendly propane powered outboards.

Bought one.

That said, my 30-something kids scoff that they by everything online.

Sound familiar?

OK, so what’s the answer?

What percentage of retail sales are now being done online?

Read the rest of this entry »

Seriously, does anybody give a hoot about the Iran deal?

July 16, 2015

The Obama-friendly MSM has been trying its best to hype the deal as the most consequential foreign policy act in history … or at least the past hundred years.

Republicans  and Israelis are ranting doom and gloom.  The former largely for political reasons; the latter with legitimate concerns that they’re toast.

So, I’ve been feeling a bit guilty that I can’t get revved up on the issue

Thought Obama’s press conference yesterday might get me interested.


For what it’s worth, here’s my take …

Read the rest of this entry »

I’m a ‘Hot Shot’ … err, make that WAS a Hot Shot.

July 14, 2015

Time for a little shameless retro self-promotion.

Here’s the back-story …

The year was 1988.

We were living in Connecticut, so I took my then young sons to the Princeton-Yale basketball game … hoping to hook them on Ivy League colleges.

Walking in, some students were signing up volunteers for the half-time shooting contest.

Urged on by my family, I threw my name into the ring.

They called my name … I beat 2 other contestants … and was invited to the “Finals” to compete for 2 round-trip tickets on American Airlines.

Lay-ups were worth 1 point, free throws were worth 3, and shots from the 3-point line were worth 7.

I figured that 18 points would win it.

My strategy: rapid-fire 8 free throws … and make 6 of them.

I practiced and knew I could do it.

Under game day pressure, i missed 4 of 7 free throws, and had no choice but to head for the 3-point line.

Bottom line: SWOOSH !  7 points … for a total of 16.

Just enough to win the crown and a trip to Las Vegas.

Best of all: my sons were in the stands to see it all.

Since you probably weren’t there, click the pic or link below to see the most exciting 45 seconds in sports history.

click to view video



Best part of all: my sons were in the stands to see it all.

Worst part: It’s been downhill since …



Follow on Twitter @KenHoma            >> Latest Posts


Innovations: Lulumon’s “Stuff Your Bra II" sports bra … say, what?

July 13, 2015

In a CNBC round-up of analyst stock picks, one dude was high on Lulumon because of its product “innovations” like the “Stuff Your Bra”.

That caught my eye, of course.

At first, I thought this post was going to be about false advertising … not by Lulumon, by its customers.


Turns out that Lulumon’s “innovation” isn’t about faux-enhancement… it’s about practicality.

Read the rest of this entry »

Gov’t @ Work: A lesson in cost-benefit analysis.

July 10, 2015

The Inspector General for the Social Security Administration released a report on the SSA’s track record for detecting and collecting overpayments – amounts paid to people in excess of what they’re entitled to receive.

Here’s the good news …

“Generally, SSA attempts to collect overpayments regardless of the amount.”



Here’s the bad news …

Read the rest of this entry »

How to get your credit reports for free …. no strings attached.

July 9, 2015

Want to see your credit reports?

Some companies provide almost free peeks at your credit reports.  Typically, you have to sign up for a credit checking or identity theft program …. and then cancel your subscription within 7 or 30 days to avoid getting billed.


There’s also a low hassle way …

Read the rest of this entry »

What percentage of women keep their maiden name when they get married?

July 8, 2015

According to a Google Consumer Survey reported in the NY Times

Just over 1 in 5 first-marriage brides keep their maiden names rather than take their hubby’s surname.

The trend has been slowly inching up for the past couple of decades.



What’s driving the trend?

Read the rest of this entry »

Digital amnesia: Is Google dulling your memory?

July 7, 2015

First, some background …

The tests I give my students always include some questions that can reasonably be tagged “memorization”.

Some students are repulsed by them them and shout the cultural refrain: “Don’t memorize anything that you can look up.”

The apparent thinking: You’ve only got a limited amount of space in your brain, so don’t clog it with an overload of information … only store the stuff you can’t look-up.


What’s wrong with that argument?

Read the rest of this entry »

Which states do people view most (and least) favorably?

July 6, 2015

YouGov ran a poll asking a national sample which states were viewed favorably … and which were viewed unfavorably.

Then, they ranked states based on the net difference between favorable and unfavorable views.

The winner: sunny paradise Hawaii.



Interestingly, the rest of the top 10 is dominated by northern and mountain states.

Guess which state has the lowest favorability rating …

Read the rest of this entry »

Decision Making: Beware the villains …

July 3, 2015

According to Chip & Dan Heath in Rotman Management article “The 4 Villains of Decision Making” …

“Research in Psychology over the last 40 years has identified a broad set of biases in our thinking that doom our decision making. If we aspire to make better choices, we must learn how these biases work and how to fight them.”


Confused man


According to the Heath Brothers – academics & popular authors – there are 4 decision making villains that have to be confronted

Read the rest of this entry »

Dilemma: The case of the lost concert tickets …

July 2, 2015


A classic “framing” question from Kahneman’s Thinking Fast, Thinking Slow

Here’s the situation:

A woman has bought two $80 tickets to the theater.

When she arrives at the theater, she opens her wallet and discovers that the tickets are missing.

$80 tickets are still available at the box office.

Will she buy two more tickets to see the play?




Most (but, not all) survey respondents answer that the woman will go home without seeing the show.

Let’s try another situation …

Read the rest of this entry »

Amazon and the “power of free” …

July 1, 2015

Everybody knows that Amazon’s free shipping program has been a resounding success.

So much so. that the company has announced that it will be moving the minimum qualifying order up from $25 to $35 … inducing shoppers to fill  their carts fuller or switch to the highly profitable Amazon Prime program.

The free shipping program’s success was highly predictable based an an apparently inadvertent “matched market test” that Amazon did.



Here’s the skinny on the Amazon’s inadvertent market test …

Read the rest of this entry »

FTC makes it official: Size matters !

June 30, 2015

Have you ever shelled good money for “free” air.

Bet you have.

It’s called “slack fill”.

Say, what?


Let’s start with a confession …

Read the rest of this entry »

Why we make mistakes: Winging it, too few constraints, greener grass

June 29, 2015

In this and a couple of preceding and subsequent posts, i’ll be excerpting  the 13 reasons from:

Why We Make Mistakes, Joseph T. Hallinanm, Broadway Books

Grass look s greener

Today, we finish the list … ending with an old standby: The Grass Looks Greener …

Read the rest of this entry »

Why we make mistakes: We’re all above average (or at least think we are)

June 26, 2015

In this and a couple of preceding and subsequent posts, i’ll be excerpting  the 13 reasons from:

Why We Make Mistakes, Joseph T. Hallinanm, Broadway Books

Im above average

Today, we add reason #10 to the list. we all think we’re above average

Read the rest of this entry »

Why we make mistakes: Men shoot first, then …

June 25, 2015

In this and a couple of preceding and subsequent posts, i’ll be excerpting  the 13 reasons from:

Why We Make Mistakes, Joseph T. Hallinanm, Broadway Books

Man shooting gun

Today, we add reason #9 to the list. Men shoot first, then …

Read the rest of this entry »

Why we make mistakes: frame of mind, skimming, tidiness

June 24, 2015

In this and a couple of preceding and subsequent posts, I’m  excerpting  the 13 reasons from:

Why We Make Mistakes, Joseph T. Hallinanm, Broadway Books

Man making mistake

Today, we add reasons 6, 7 and 8 to the list.

Read the rest of this entry »

Why we make mistakes: The myth of multi-tasking

June 23, 2015

In this and a couple of preceding and subsequent posts, I’m excerpting the 13 reasons from:

Why We Make Mistakes, Joseph T. Hallinanm, Broadway Books

Mukti-tasking woman

Today, we add reason #5 to the list: the myth of multi-tasking…

Read the rest of this entry »

Why we make mistakes …

June 22, 2015

In this and a couple of subsequent posts, i’ll be excerpting  the 13 reasons from a summer read:

Why We Make Mistakes, Joseph T. Hallinanm, Broadway Books

Confused man

Today, the first 4 reasons on the list …

Read the rest of this entry »

TPA & TPP for Dummies (like me)

June 19, 2015

As an economist by training and a political junkie by avocation, you’d think that the current hubbub re: TPA & TPP would be immediately clear to me.


I’ve listened closely to the politicos (Paul Ryan included) talk about TPA and TPP …  all they’ve done is muddle things.



After chatting with a pol-in-the-know, I think that I at least understand the questions … and the reasons for the dust-up.

Read the rest of this entry »

Hacked: Cards expose Moneyball’s strategic vulnerabilities …

June 18, 2015

Moneyball – the Oakland As use of data  and metrics to ID undervalued players —  was one of the  major catalysts for the current rage around big data and data analytics.

The Houston Astro’s  were one of the teams to adopt the Moneyball philosophy in a big way.

This week, the NY Times broke the story that the St. Louis Cardinals had hacked into Astro’s proprietary database.

Big news.

In fact, this hack seemed to get more media time than  the Chinese jacking the personal info of all government employees.



Baseball competition aside, here’s why I think there’s a big teaching point in the story

Read the rest of this entry »

Want to be rich?

June 17, 2015

The most recent Census Bureau data … sorts households by income quintile … the highest quintile are “rich” households and the lowest quintile are “poor” households.

A fundamental conclusion drawn from the data: if you want to be rich, it helps to have a job and be married to someone who has one, too.

image .

Let’s dive into some of the details …

Read the rest of this entry »

Do the top hedge fund managers really make more than all kindergarten teachers combined?

June 16, 2015

During her campaign  re-launch rally on Saturday, Hillary Clinton decided to take a swat at fat cats (with the present company excluded, of course).

Her applause line:

“The top-25 hedge fund managers making more than all of America’s kindergarten teachers combined.”




Since I didn’t hear the media do much fact-checking, I took a shallow dive into the numbers.

The answer may surprise you …

Read the rest of this entry »

Sparkling water … but, no brown M&Ms !

June 15, 2015

This came up in conversation over the weekend, so I thought a reprise was in order …

Awhile ago,, I was invited to do a radio interview on NPR.

When I told my daughter-in-law, she suggested that I request sparkling water and green M&Ms.



I thought that was pretty funny, but didn’t know the story behind it Read the rest of this entry »

Problem Solving: A matter of perspective …

June 12, 2015

According to, most Hong Kong elementary school applicants are able to answer this admissions test question in the allotted 20 seconds.

Can you?

Psst: It’s ok to use scratch paper and a pen or pencil.




Stumped?  Here’s the answer and the teaching point …

Read the rest of this entry »

How soon can I get some of those ‘next day‘ blinds?

June 11, 2015

Of course, it’s a trick question.

I started thinking about this a couple of weeks ago.

Heard a commercial for ‘3-Day Blinds’.

My thought: not a very compelling selling proposition when you’re up against NextDay Blinds


Then, we had a  set of mini-blinds break.

Of course, being instant gratification folks, we called NextDay Blinds.

What an eye-opener …

Read the rest of this entry »

Hacked: The purloined smart card …

June 10, 2015

A friend reported an interesting – and very ironic – breach of credit card security.

She had one of the fancy new cards with an embedded chip intended to confound cyber-thieves.

In “normal” operations, no problems.


But, she encountered a truck-sized hole in the program .

Here’s what happened …

Read the rest of this entry »

Baltimore prosecutor moves to keep Freddie’s autopsy secret … hmmm.

June 9, 2015

OK, I love conspiracy theories … and, here’s one for you.

According to the Baltimore Sun, “Baltimore State’s Attorney Marilyn Mosby plans to seek a protective order that would block the release of Freddie Gray’s autopsy report and other “sensitive” documents as she prosecutes the six police officers involved in his arrest.”

Not surprisingly, “an attorney for one of the officers said the effort shows that “there is something in that autopsy report that they are trying to hide.””


What’s going on?

Read the rest of this entry »

Unsettled Science: AP wins … pulling away.

June 8, 2015

There’s a trite sports adage:

“When these teams get together, you can throw out the record book.”

Same holds for American Pharoah … the first horse to win the Triple Crown in 44 years.


The betting odds were in AP’s favor … part wishful excitement, part herd mentality, part “uniqueness bias” that stipulated that this horse is really different from past Triple Crown contenders.

Let’s look back at the pre-race punditry …

Read the rest of this entry »

American Pharoah: Odds-on favorite, but scientific long-shot …

June 5, 2015

In prior posts we reported how history is against American Pharoah  — How often do Derby & Preakness winners nail the Triple Crown? — and how bettors like long-shots — Biases: The favorite-long shot bias … ».

Today we’ll wrap up Triple Crown Week, excerpting an interesting piece in Wired titled “Science says that American Pharoah won’t win the triple crown”



Here’s the essence of the scientific argument …

Read the rest of this entry »

Biases: The favorite-long shot bias …

June 5, 2015

In gambling and economics, there’s an observed phenomenon favorite-long shot bias.


Here’s how it works …


Read the rest of this entry »

How often do Derby & Preakness winners nail the Triple Crown?

June 4, 2015

On Saturday, American Pharoah will try to win the Belmont — capping off his Derby & Preakness wins to capture the oft-elusive Triple Crown.

Based on Triple Crown history, what are his chances?

The simple – but very deceiving answer is 35%.

31 horses have won both the Kentucky Derby & the Preakness …

11 of them have won the Belmont and the Triple Crown.

35% … about 1 out of 3.

That’s not bad, right?


Let’s slice the numbers a little finer …

Read the rest of this entry »

95% failure rate gets TSA Director reassigned … not fired?

June 3, 2015

This is a truly amazing story of our tax dollars at work …

In case you missed the headlines, the TSA’s Inspector General dispatched an audit team to try to sneak simulated bombs and guns past the crack TSA teams at several high traffic airports.

The good news: the TSA agents sniffed out 3 of the fake weapons.

The bad news: they missed 67.

That’s a failure rate of 95.7%.

Not exactly 6-sigma performance.


Here are a couple of story snippets that got my attention …

Read the rest of this entry »

“Slow-boating”: What’s up with Amazon?

June 3, 2015

I used to heap high praise on Amazon. Not so much any more.


First, some background …

Free shipment time from Amazon used to be one of my primary economic indicators.

If a free shipping order arrived in 2 or 3 days, I concluded that the economy wasn’t  doing so well.


Free shipments essentially fly stand-by,

If there’s space on planes & trucks then they get loaded.

If there isn’t, then the orders sit on the docks.

So, in a slow economy, orders come fast.

In a hot economy, orders take longer.

At least, that’s the way things seemed to work.

Not so predictable these days.

What’s up?

Read the rest of this entry »

What has 8 legs and 6 wings?

June 2, 2015

Answer: Definitely not a Kentucky Fried Chicken.


When I heard a news blurb talking about KFC genetically raising chickens with 8 legs and 6 wings, I bought in.

I figured: smart move.

Kids devour drumsticks and wings are still one of the hottest bar foods around.

My thought: good operations move … improve the “yield” from each chicken.

Turns out that my read wasn’t the story at all …

Read the rest of this entry »

Carpal tunnel is so yesterday … thumb tendonitis and AHS are maladies du jour …

June 1, 2015

From the “had to see this one coming department” …

In the old days, folks who who banged computer keyboards day in and day out suffered nerve damage in their hands & wrists called carpal tunnel syndrome.

More time on tablets and phones may have abated that problem a bit … but, of course, new problems have cropped up.


Here are the son and daughter of carpal tunnel …

Read the rest of this entry »

Politics: “Anti-Hillary stunt backfires on Carly Fiorina” … oh, really?

May 29, 2015

The above is from the  Daily Kos (except the “oh, really?” part).

I beg to differ with the reliably lib rag.

I think Carly landed some punches and precursored what the summer might look like …




Here’s what caught my eye … why I think it’s important … and, a prediction.

Read the rest of this entry »

Air fares: Public weighs in …

May 28, 2015

According to a survey reported by  NBC News  …

Survey says: 4 in 10 Americans  wouldn’t mind being publicly weighed at the airport.


The results suggest that a once-unthinkable concept of differential fares based on size could become a fact of life for fliers.

Here are some verbatims:

Read the rest of this entry »

Norwegian economics professor jumps on the scale … endorses “pay what you weigh”

May 27, 2015

Over the weekend, a  friend got squeezed on a flight from BWI to LAX.

Not “bumped” … “squeezed” … by a plump plus-sizer overflowing the adjacent seat.

My trim, yoga-inclined friend suggested that I reprise my posts about airlines’ pricing … hoping that the airlines would get the message this time around.


It started awhile back when I posted  Why don’t airlines charge more for these bags?

Specifically, I suggested that airlines charge passengers by weight: a base ticket price for the first 175 pounds and then $75 for each 50 pounds (or portion thereof) over the limit.

I  thought I was on safe ground since a  survey done for the travel website Skyscanner reported that 76% of travelers said airlines should charge overweight passengers more if they didn’t fit in a seat.

But, the idea went over like a lead-butted balloon.

Turns out that, as usual,  we were just a bit ahead of the times.

Later, we reported that Samoa Air became the first airline to start charging by the pound.

For details, see Samoa Air: Pricing by weight is the ‘concept of the future’


Now, even politically correcct academicians are hopping on the scale.  A Norwegian economist has suggested — in a prestigious academic journal —  a “pay what you weigh” pricing plan that “would bring health, financial and environmental dividends.”

Here’s the skinny on his program …

Read the rest of this entry »

What are your chances of dying from ___ ?

May 26, 2015

OK, here’s a test for you  …


Rank the the following by the odds that somebody who is in the group or who is exposed to the risk is likely to die.

Make #1 the highest risk of dying in the next year; make #7 the lowest risk circumstance

  • For women giving birth
  • For anyone thirty-five to forty-four years old
  • From asbestos in schools
  • For anyone for any reason
  • From lightning
  • For police on the job
  • From airplane crashes

And the answer is …

Read the rest of this entry »

Cellphones: “Biggest threat to your cybersecurity”

May 22, 2015

We’re not talking NSA tracking, we’re talking ordinary old cyber-criminals intercepting messages, seizing account numbers and passwords, and taking remote control of cell phones.


According to Knowledge @ Wharton

Nowadays, more Americans are expected to access the Internet through a mobile device than a PC.

And,  45% of surveyed users do not see cybersecurity on their mobile devices as a threat in the same way as they see it on their computers.

The 55% couldn’t be more wrong.

Here’s why …

Read the rest of this entry »


Get every new post delivered to your Inbox.

Join 461 other followers